The Oakleaf

Helping With Your Home Ownership Dreams

Posted by Stacy Merill, VP, Residential Mortgage Lending Manger on Jun 11, 2021 10:16:06 AM

Buying a home can be a complicated process. But as community bankers, we can help navigate you through it every step of the way. And what better time to highlight that commitment than American Housing Month.* So here’s a reminder that we can help you realize your dream of homeownership or plan your move to a new home in the current economy. 

With interest rates so low, homeownership remains very affordable, which is why people have been buying homes throughout the pandemic. To prepare yourself, the best way to start is by allowing a mortgage lender to educate you about the current housing market. We can help you understand what mortgage programs are best for you and which you can afford, including the amount you’ll need to put down and pay monthly.

Being armed with this knowledge is especially important now with the housing inventory so low and home buying so competitive. In fact, it’s not unusual for many people to make offers on the same house within one or two days. Becoming prequalified can give you an edge in that process.

Education for First-time Homebuyers
We are focused on building relationships, so we enjoy spending time educating our clients to make things as easy and affordable as possible. This is important when it comes to big financial decisions like buying a house. And especially for first-time homebuyers, who often have low-to moderate incomes. Connect with a mortgage originator to review your options.

We also offer virtual seminars on mortgages and homebuying. In fact, one is coming up soon, on Tuesday, June 15 at 5:00 p.m. To register, please visit http://webinar.tompkinstrust.com/first-time-homebuyer.

Owning a home is only one part of your financial picture – a picture that changes as you and your family grow. Please remember that we want to help with your other needs including banking, insurance, and financial growth and planning. Please give us a call. We’re always ready to help.




*The American Bankers Association and its foundation celebrate June as American Housing Month to highlight banks’ commitment to help customers reach their housing goals. This month and all year round, that commitment includes education on housing, lending as well as options to help people struggling to pay for their home.

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May 2021 Community Hero of the Month Awards

Posted by Tompkins Trust Company on May 17, 2021 10:54:20 AM

Cornell University Four Honored May Community Heroes of the Month

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Topics: #communityhero

Tips for Teach Children to Save Day

Posted by Brandy Besemer, Branch Manager on Apr 20, 2021 3:32:44 PM

As a local banking professional and a mother of young children, financial literacy is a topic I think about often. I work daily with members of the community to help them with their various, and often complex, financial needs. When I have these conversations, I am often reminded that it is critical we give our kids the tools they need to achieve financial literacy at an early age. It will pay off well into adulthood!

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April 2021 Community Hero of the Month Award

Posted by Tompkins Trust Company on Apr 16, 2021 9:25:19 AM

Mr. Martin Stallone from Cayuga Health Systems

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Topics: #communityhero

Honoring Farmers During These Times

Posted by Tompkins Trust Company on Mar 23, 2021 8:00:00 AM

Many industries have been deemed essential over the last year. But perhaps none has been more crucial to our well-being than farming. Even the heroic medical workers we continue to value couldn’t function without food to sustain them. That’s why we wanted to pay special tribute to agribusiness on National Ag Day, which this year falls on March 23.

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March 2021 Community Hero of the Month Awards

Posted by Tompkins Trust Company on Mar 17, 2021 10:27:45 AM

Tompkins Emergency Operations Center Wins Community Hero of the Month Awards

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Topics: #communityhero

International Women’s Day

Posted by Bonita Lindberg, SVP Director of Human Resources on Mar 8, 2021 8:52:06 AM
International Women’s Day is an important global event that  celebrates the  social, economic, cultural and political achievements of women. Every year, we take the opportunity to remind ourselves that much work still needs to be done, and that we all must stand together to create a more gender equal world.
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Celebrating Black History Month

Posted by Stacie Mastin on Feb 17, 2021 2:23:59 PM

February is a time to come together in celebration of the contributions that Black Americans have made throughout American history and a time to pause and reflect on the ongoing struggle for equality and social justice. The theme of Black History Month this year is, The Black Family: Representation, Identity and Diversity. As we take into consideration all that Black History Month represents, I cannot help but think about how timely and appropriate this theme is given all that our country, and specifically our Black neighbors, endured in 2020. While the year has ended, the work for racial justice continues.

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Greg Hartz's Thoughts on Inspiration

Posted by Tompkins Trust Company on Feb 15, 2021 8:00:00 AM

 

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Sharing Love with our Community

Posted by Tompkins Trust Company on Feb 10, 2021 3:03:01 PM

This Valentine’s Day, we’ve been thinking a lot about how much we care about our customers, employees, and the communities we serve.

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